{"name":"Real policy rate by country","description":"Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.","url":"https://fiatmap.com/rankings/real-rates","licence":"CC BY 4.0","licenceUrl":"https://creativecommons.org/licenses/by/4.0/","attribution":"FiatMap — https://fiatmap.com","field":{"key":"real_rate","unit":"%","direction":"higherBetter","better":"higher is better"},"count":53,"countries":[{"rank":1,"iso3":"BRA","iso2":"BR","country":"Brazil","value":8.98,"observed":"2026-08","status":"fresh"},{"rank":2,"iso3":"COL","iso2":"CO","country":"Colombia","value":6.86,"observed":"2026-07","status":"fresh"},{"rank":3,"iso3":"RUS","iso2":"RU","country":"Russia","value":5.28,"observed":"2026-08","status":"fresh"},{"rank":4,"iso3":"IDN","iso2":"ID","country":"Indonesia","value":3.84,"observed":"2026-06","status":"fresh"},{"rank":5,"iso3":"ZAF","iso2":"ZA","country":"South Africa","value":3.79,"observed":"2026-07","status":"fresh"},{"rank":6,"iso3":"PHL","iso2":"PH","country":"Philippines","value":3.34,"observed":"2026-08","status":"fresh"},{"rank":7,"iso3":"CHN","iso2":"CN","country":"China","value":2.94,"observed":"2026-08","status":"fresh"},{"rank":8,"iso3":"IND","iso2":"IN","country":"India","value":2.85,"observed":"2026-06","status":"fresh"},{"rank":9,"iso3":"PER","iso2":"PE","country":"Peru","value":2.72,"observed":"2026-08","status":"fresh"},{"rank":10,"iso3":"MEX","iso2":"MX","country":"Mexico","value":2.69,"observed":"2026-08","status":"fresh"},{"rank":11,"iso3":"HKG","iso2":"HK","country":"Hong Kong","value":2.56,"observed":"2026-08","status":"fresh"},{"rank":12,"iso3":"SAU","iso2":"SA","country":"Saudi Arabia","value":2.17,"observed":"2026-07","status":"fresh"},{"rank":13,"iso3":"CYP","iso2":"CY","country":"Cyprus","value":2.12,"observed":"2026-08","status":"fresh"},{"rank":14,"iso3":"FIN","iso2":"FI","country":"Finland","value":1.91,"observed":"2026-08","status":"fresh"},{"rank":15,"iso3":"MAR","iso2":"MA","country":"Morocco","value":1.55,"observed":"2026-05","status":"fresh"},{"rank":16,"iso3":"AUS","iso2":"AU","country":"Australia","value":1.48,"observed":"2026-07","status":"fresh"},{"rank":17,"iso3":"MYS","iso2":"MY","country":"Malaysia","value":1.37,"observed":"2026-07","status":"fresh"},{"rank":18,"iso3":"HUN","iso2":"HU","country":"Hungary","value":1.34,"observed":"2026-07","status":"fresh"},{"rank":19,"iso3":"FRA","iso2":"FR","country":"France","value":1.31,"observed":"2026-08","status":"fresh"},{"rank":20,"iso3":"CZE","iso2":"CZ","country":"Czech Republic","value":1.29,"observed":"2026-08","status":"fresh"},{"rank":21,"iso3":"NOR","iso2":"NO","country":"Norway","value":1.19,"observed":"2026-08","status":"fresh"},{"rank":22,"iso3":"KWT","iso2":"KW","country":"Kuwait","value":1.14,"observed":"2026-07","status":"fresh"},{"rank":23,"iso3":"THA","iso2":"TH","country":"Thailand","value":1.13,"observed":"2026-07","status":"fresh"},{"rank":24,"iso3":"SWE","iso2":"SE","country":"Sweden","value":1.07,"observed":"2026-08","status":"fresh"},{"rank":25,"iso3":"ITA","iso2":"IT","country":"Italy","value":0.72,"observed":"2026-08","status":"fresh"},{"rank":26,"iso3":"USA","iso2":"US","country":"United States","value":0.67,"observed":"2026-08","status":"fresh"},{"rank":27,"iso3":"KOR","iso2":"KR","country":"South Korea","value":0.63,"observed":"2026-07","status":"fresh"},{"rank":28,"iso3":"ISR","iso2":"IL","country":"Israel","value":0.46,"observed":"2026-07","status":"fresh"},{"rank":29,"iso3":"CHL","iso2":"CL","country":"Chile","value":0.29,"observed":"2026-08","status":"fresh"},{"rank":30,"iso3":"CAN","iso2":"CA","country":"Canada","value":0.18,"observed":"2026-08","status":"fresh"},{"rank":31,"iso3":"DEU","iso2":"DE","country":"Germany","value":0.08,"observed":"2026-08","status":"fresh"},{"rank":32,"iso3":"IRL","iso2":"IE","country":"Ireland","value":0.04,"observed":"2026-08","status":"fresh"},{"rank":33,"iso3":"LUX","iso2":"LU","country":"Luxembourg","value":-0.01,"observed":"2026-08","status":"fresh"},{"rank":34,"iso3":"DNK","iso2":"DK","country":"Denmark","value":-0.04,"observed":"2026-08","status":"fresh"},{"rank":35,"iso3":"POL","iso2":"PL","country":"Poland","value":-0.06,"observed":"2026-08","status":"fresh"},{"rank":36,"iso3":"PRT","iso2":"PT","country":"Portugal","value":-0.09,"observed":"2026-08","status":"fresh"},{"rank":37,"iso3":"MLT","iso2":"MT","country":"Malta","value":-0.11,"observed":"2026-08","status":"fresh"},{"rank":38,"iso3":"SVN","iso2":"SI","country":"Slovenia","value":-0.12,"observed":"2026-08","status":"fresh"},{"rank":39,"iso3":"GBR","iso2":"GB","country":"United Kingdom","value":-0.13,"observed":"2026-07","status":"fresh"},{"rank":40,"iso3":"CHE","iso2":"CH","country":"Switzerland","value":-0.15,"observed":"2026-08","status":"fresh"},{"rank":41,"iso3":"BEL","iso2":"BE","country":"Belgium","value":-0.22,"observed":"2026-08","status":"fresh"},{"rank":42,"iso3":"GRC","iso2":"GR","country":"Greece","value":-0.23,"observed":"2026-08","status":"fresh"},{"rank":43,"iso3":"NZL","iso2":"NZ","country":"New Zealand","value":-0.34,"observed":"2026-07","status":"fresh"},{"rank":44,"iso3":"ESP","iso2":"ES","country":"Spain","value":-0.45,"observed":"2026-08","status":"fresh"},{"rank":45,"iso3":"AUT","iso2":"AT","country":"Austria","value":-0.53,"observed":"1998-12","status":"fresh"},{"rank":46,"iso3":"ROU","iso2":"RO","country":"Romania","value":-0.69,"observed":"2026-08","status":"fresh"},{"rank":47,"iso3":"NLD","iso2":"NL","country":"Netherlands","value":-1.01,"observed":"2026-08","status":"fresh"},{"rank":48,"iso3":"HRV","iso2":"HR","country":"Croatia","value":-1.44,"observed":"2026-08","status":"fresh"},{"rank":49,"iso3":"LVA","iso2":"LV","country":"Latvia","value":-1.5,"observed":"2026-08","status":"fresh"},{"rank":50,"iso3":"LTU","iso2":"LT","country":"Lithuania","value":-1.54,"observed":"2026-08","status":"fresh"},{"rank":51,"iso3":"SVK","iso2":"SK","country":"Slovakia","value":-1.75,"observed":"2026-08","status":"fresh"},{"rank":52,"iso3":"JPN","iso2":"JP","country":"Japan","value":-2.17,"observed":"2026-08","status":"fresh"},{"rank":53,"iso3":"EST","iso2":"EE","country":"Estonia","value":-2.58,"observed":"2026-08","status":"fresh"}],"wholeAtlas":"https://fiatmap.com/data/fiatmap.json"}