Mortgage rate in Austria
Austria's mortgage rate is 3.51 % — #11 of 22 countries on the atlas (lower is better). Period 2026-05.
On a €300,000 loan over 25 years, 3.51 % works out to roughly €1,503 a month.
Interest rate on new home loans, from each country’s official statistics.
Mortgage rate nearby: Greece 3.31 % · Ireland 3.48 % · Italy 3.54 % · Luxembourg 3.55 %
How to read this figure
The average interest rate on NEW home loans as reported by the official statistics of each country (ECB MIR for the euro area, Freddie Mac via FRED for the US, SSB for Norway) — not teaser offers, not renegotiations. Your own offer will differ with equity, term and bank.