USD
United States
United States's mortgage rates is 6.71 %, the highest of 25. And its debt per person is $111,543, the 2nd highest of 123.
Of 28 fields published for United States, these two sit furthest from the middle of the atlas.
Is it expensive, or does the pay keep up?
Price level
100 % of US prices
Average monthly salary
$6,273 PPP/mo
The average employee in United States earns about $6,273 a month before tax, measured in dollars adjusted for what they buy locally.
Average annual salary
$86,977 PPP
Money's value
54.90 %
100 saved in United States in 2000 buys what 55 buys today — 45 % of its purchasing power is gone.
What is left after the state takes its share?
Tax on pay
24.31 %
Of every $100 of gross pay at the average wage in United States, about $24 goes to income tax and employee social contributions.
Average monthly salary
$6,273 PPP/mo
The average employee in United States earns about $6,273 a month before tax, measured in dollars adjusted for what they buy locally.
Take-home pay
$65,829 PPP
The average job in United States pays about $65,829 a year (PPP) after income tax and the employee's social contributions.
Minimum wage
$1,257 PPP/mo
The law in United States sets the floor at about $1,257 a month, measured in dollars adjusted for what they buy locally.
What does borrowing actually cost here?
Mortgage rates
6.71 %
On a €300,000 loan over 25 years, 6.71 % works out to roughly €2,065 a month.
House price growth
-2.07 %
Real house prices in United States fell 2.1 % over the past year, adjusted for inflation.
House price growth since 2015
336.7
House prices in United States are about 237 % higher than in 2015. That is the change, not the price: a cheaper country can show a bigger rise.
Does money in the bank keep its value?
Inflation rate
2.95 %
At 3.0 % a year, prices double in about 24 years if it holds.
Lending rate
3.25 %
the 3rd lowest of 67
Price level
100 % of US prices
ranked 121st of 125
Take-home pay
$65,829 PPP
the 3rd highest of 37
Average annual salary
$86,977 PPP
the 3rd highest of 37
Where United States sits, field by field
Each dot is United States’s position among every country that publishes that field. Sorted by distance from the middle, so what is unusual about the country comes first.
- Mortgage rates6.71 %25 of 25
- Debt per person$111,543122 of 123
- Lending rate3.25 %3 of 67
- Price level100 % of US prices121 of 125
- GDP per capita$90,0277 of 127
- Government debt123.90 %118 of 124
- Take-home pay$65,829 PPP3 of 37
- Average annual salary$86,977 PPP3 of 37
- House price growth since 2015336.727 of 29
- Average monthly salary$6,273 PPP/mo8 of 92
- Retirement age (women)66.7 years45 of 49
- Median income$49,885 PPP5 of 42
- Retirement age (men)66.7 years44 of 49
- Minimum wage$1,257 PPP/mo13 of 85
- House price growth-2.07 %9 of 54
- Median salary$4,481 PPP/mo13 of 78
- Currency0.00 %14 of 71
- Tax wedge29.98 %9 of 36
- Inflation rate2.95 %33 of 123
- Money's value54.90 %34 of 116
- Public holidays10 days73 of 104
- Unemployment rate4.20 %45 of 124
- GDP growth2.16 %78 of 127
- Minimum wage in euros€1,103/mo11 of 26
- Top income tax43.65 %16 of 37
- Tax on pay24.31 %17 of 37
- Corporate tax21.00 %45 of 96
- Real policy rate0.67 %26 of 53
- Cost of money
- Work & income
- Housing & living
- Macro
The money journey · average earner
Financially nearest · computed, not curated
United Kingdom
avg gap 13 pp · 25 shared fields
Most separates them: median income — $49,885 PPP (United States) vs $35,136 PPP
Norway
avg gap 14.9 pp · 26 shared fields
Most separates them: house price growth since 2015 — 336.7 (United States) vs 167.3
Canada
avg gap 14.9 pp · 24 shared fields
Most separates them: top income tax — 43.65 % (United States) vs 53.53 %
Australia
avg gap 15.8 pp · 24 shared fields
Most separates them: house price growth — -2.07 % (United States) vs 5.71 %
| House price growth since 2015 | 336.7 | the 3rd highest of 29 | |
| Average monthly salary | $6,273 PPP/mo | ranked 8th of 92 | |
| Retirement age (women) | 66.7 years | ranked 45th of 49 | |
| Median income | $49,885 PPP | ranked 5th of 42 | |
| Retirement age (men) | 66.7 years | ranked 44th of 49 | |
| Minimum wage | $1,257 PPP/mo | ranked 13th of 85 | |
| House price growth | -2.07 % | ranked 9th of 54 | |
| Median salary | $4,481 PPP/mo | ranked 13th of 78 | |
| Currency | 0.00 % | ranked 14th of 71 | |
| Tax wedge | 29.98 % | ranked 9th of 36 | |
| Inflation rate | 2.95 % | ranked 33rd of 123 | |
| Money's value | 54.90 % | ranked 34th of 116 | |
| Public holidays | 10 days | ranked 73rd of 104 | |
| Unemployment rate | 4.20 % | ranked 45th of 124 | |
| GDP growth | 2.16 % | ranked 78th of 127 | |
| Minimum wage in euros | €1,103/mo | ranked 11th of 26 | |
| Top income tax | 43.65 % | ranked 16th of 37 | |
| Tax on pay | 24.31 % | ranked 17th of 37 | |
| Corporate tax | 21.00 % | ranked 45th of 96 | |
| Real policy rate | 0.67 % | ranked 26th of 53 |
✓ 28 fields published for United States, every one dated and sourced · 7 not published yet
Awaiting an official source for United States: deposit rate, savings vs inflation, bank spread, rent, petrol, electricity, vat.
Sources for all 28 figures
- Mortgage rates — FRED (St. Louis Fed) · 2026-09-03
- Debt per person — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Lending rate — IMF International Financial Statistics · 2021
- Price level — World Bank PPP conversion factor ÷ official exchange rate (PA.NUS.PPP, PA.NUS.FCRF) · 2025
- GDP per capita — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Government debt — IMF World Economic Outlook (general government gross debt, % of GDP) · 2025
- Take-home pay — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Average annual salary — OECD Average annual wages · 2025
- House price growth since 2015 — FRED (St. Louis Fed) · 2026-06-01
- Average monthly salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Retirement age (women) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Median income — OECD Income Distribution Database · 2023
- Retirement age (men) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Minimum wage — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2026
- House price growth — BIS residential property prices · 2026-Q1
- Median salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Currency — Currency strength vs USD (own calculation from ECB reference-rate snapshots) · 2026-09-07
- Tax wedge — OECD Taxing Wages + OECD Tax Database · 2025
- Inflation rate — Annual CPI inflation (shared satsatlas data engine: World Bank + Eurostat + SSB) · 2024
- Money's value — Fiatmap derived metrics (own calculation from separately sourced components) · 2024
- Public holidays — Public holiday calendar (Nager.Date) · 2026
- Unemployment rate — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- GDP growth — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Minimum wage in euros — Eurostat minimum wages (earn_mw_cur) · 2026-S2
- Top income tax — OECD Personal Income Tax rates · 2025
- Tax on pay — OECD Taxing Wages + OECD Tax Database · 2025
- Corporate tax — OECD Corporate Tax Statistics · 2026
- Real policy rate — Fiatmap derived metrics (own calculation from separately sourced components) · 2026-08
What changed
| 6 Sept 2026 | Government debt per person (USD) | 104222 → 111543 |
| 6 Sept 2026 | Government debt (% of GDP) | 115.768352618316 → 123.9 |
| 4 Sept 2026 | Mortgage rate (new loans) | 6.66 → 6.71 |
| 28 Aug 2026 | House price index | 335.104 → 336.663 |
| 28 Aug 2026 | Mortgage rate (new loans) | 6.65 → 6.66 |
| 21 Aug 2026 | Mortgage rate (new loans) | 6.67 → 6.65 |
| 13 Aug 2026 | Mortgage rate (new loans) | 6.69 → 6.67 |
| 7 Aug 2026 | Mortgage rate (new loans) | 6.66 → 6.69 |
| 1 Aug 2026 | Take-home pay after tax wedge (USD PPP) | 60904 → 65829 |
| 31 Jul 2026 | Minimum wage (gross monthly) | 1070 → 1103 |
| 31 Jul 2026 | Mortgage rate (new loans) | 6.58 → 6.66 |
| 29 Jul 2026 | House price index | 332.678 → 335.104 |
| 27 Jul 2026 | Public holidays per year | 11 → 10 |