EUR
Spain
Spain's house price growth is 9.87 %, ranked 51st of 54. And its mortgage rates is 2.89 %, the 3rd lowest of 25.
Of 28 fields published for Spain, these two sit furthest from the middle of the atlas.
Is it expensive, or does the pay keep up?
Price level
65 % of US prices
Average monthly salary
$5,203 PPP/mo
The average employee in Spain earns about $5,203 a month before tax, measured in dollars adjusted for what they buy locally.
Average annual salary
$57,779 PPP
Money's value
56.20 %
100 saved in Spain in 2000 buys what 56 buys today — 44 % of its purchasing power is gone.
What is left after the state takes its share?
Tax on pay
23.54 %
Of every $100 of gross pay at the average wage in Spain, about $24 goes to income tax and employee social contributions.
Average monthly salary
$5,203 PPP/mo
The average employee in Spain earns about $5,203 a month before tax, measured in dollars adjusted for what they buy locally.
Take-home pay
$44,176 PPP
The average job in Spain pays about $44,176 a year (PPP) after income tax and the employee's social contributions.
What does borrowing actually cost here?
Mortgage rates
2.89 %
On a €300,000 loan over 25 years, 2.89 % works out to roughly €1,406 a month.
House price growth
9.87 %
Real house prices in Spain rose 9.9 % over the past year — beyond general inflation.
House price growth since 2015
194.1
House prices in Spain are about 94 % higher than in 2015. That is the change, not the price: a cheaper country can show a bigger rise.
Does money in the bank keep its value?
Inflation rate
2.70 %
At 2.7 % a year, prices double in about 27 years if it holds.
Real policy rate
-0.45 %
ranked 44th of 53
Where Spain sits, field by field
Each dot is Spain’s position among every country that publishes that field. Sorted by distance from the middle, so what is unusual about the country comes first.
- House price growth9.87 %51 of 54
- Mortgage rates2.89 %3 of 25
- Debt per person$38,782111 of 123
- Government debt100.40 %109 of 124
- Unemployment rate10.38 %106 of 124
- Average monthly salary$5,203 PPP/mo16 of 92
- Real policy rate-0.45 %44 of 53
- Median salary$4,357 PPP/mo15 of 78
- Inflation rate2.70 %25 of 123
- GDP per capita$38,62730 of 127
- Money's value56.20 %29 of 116
- Electricity price€0.287/kWh25 of 33
- Price level65 % of US prices94 of 125
- Tax wedge41.44 %27 of 36
- Minimum wage in euros€1,425/mo8 of 26
- Public holidays10 days73 of 104
- Petrol€1.73/l9 of 27
- Corporate tax19.00 %32 of 96
- Top income tax48.58 %24 of 37
- Retirement age (women)65 years31 of 49
- Tax on pay23.54 %15 of 37
- Median income$37,969 PPP18 of 42
- Retirement age (men)65 years21 of 49
- Average annual salary$57,779 PPP21 of 37
- House price growth since 2015194.114 of 29
- Take-home pay$44,176 PPP18 of 37
- GDP growth2.82 %66 of 127
- Currency-0.71 %36 of 71
- Cost of money
- Work & income
- Housing & living
- Macro
The money journey · average earner
Financially nearest · computed, not curated
Croatia
avg gap 16.6 pp · 23 shared fields
Most separates them: public holidays — 10 days (Spain) vs 14 days
Canada
avg gap 17.7 pp · 23 shared fields
Most separates them: house price growth — 9.87 % (Spain) vs -6.81 %
Cyprus
avg gap 19.1 pp · 21 shared fields
Most separates them: public holidays — 10 days (Spain) vs 16 days
Italy
avg gap 19.4 pp · 27 shared fields
Most separates them: petrol — €1.73/l (Spain) vs €2.02/l
| Inflation rate | 2.70 % | ranked 25th of 123 | |
| GDP per capita | $38,627 | ranked 30th of 127 | |
| Money's value | 56.20 % | ranked 29th of 116 | |
| Electricity price | €0.287/kWh | ranked 25th of 33 | |
| Price level | 65 % of US prices | ranked 94th of 125 | |
| Tax wedge | 41.44 % | ranked 27th of 36 | |
| Minimum wage in euros | €1,425/mo | ranked 8th of 26 | |
| Public holidays | 10 days | ranked 73rd of 104 | |
| Petrol | €1.73/l | ranked 9th of 27 | |
| Corporate tax | 19.00 % | ranked 32nd of 96 | |
| Top income tax | 48.58 % | ranked 24th of 37 | |
| Retirement age (women) | 65 years | ranked 31st of 49 | |
| Tax on pay | 23.54 % | ranked 15th of 37 | |
| Median income | $37,969 PPP | ranked 18th of 42 | |
| Retirement age (men) | 65 years | ranked 21st of 49 | |
| Average annual salary | $57,779 PPP | ranked 21st of 37 | |
| House price growth since 2015 | 194.1 | ranked 14th of 29 | |
| Take-home pay | $44,176 PPP | ranked 18th of 37 | |
| GDP growth | 2.82 % | ranked 66th of 127 | |
| Currency | -0.71 % | ranked 36th of 71 |
✓ 28 fields published for Spain, every one dated and sourced · 7 not published yet
Awaiting an official source for Spain: lending rate, deposit rate, savings vs inflation, bank spread, rent, minimum wage (ppp), vat.
Sources for all 28 figures
- House price growth — BIS residential property prices · 2026-Q1
- Mortgage rates — ECB Data Portal, MIR statistics · 2026-07
- Debt per person — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Government debt — IMF World Economic Outlook (general government gross debt, % of GDP) · 2025
- Unemployment rate — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Average monthly salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Real policy rate — Fiatmap derived metrics (own calculation from separately sourced components) · 2026-08
- Median salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Inflation rate — Annual CPI inflation (shared satsatlas data engine: World Bank + Eurostat + SSB) · 2025
- GDP per capita — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Money's value — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Electricity price — Eurostat household energy prices (nrg_pc_204 / nrg_pc_202) · 2025-S2
- Price level — World Bank PPP conversion factor ÷ official exchange rate (PA.NUS.PPP, PA.NUS.FCRF) · 2025
- Tax wedge — OECD Taxing Wages + OECD Tax Database · 2025
- Minimum wage in euros — Eurostat minimum wages (earn_mw_cur) · 2026-S2
- Public holidays — Public holiday calendar (Nager.Date) · 2026
- Petrol — EU Oil Bulletin (European Commission, weekly fuel prices) · 2026-08-31
- Corporate tax — OECD Corporate Tax Statistics · 2026
- Top income tax — OECD Personal Income Tax rates · 2025
- Retirement age (women) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Tax on pay — OECD Taxing Wages + OECD Tax Database · 2025
- Median income — OECD Income Distribution Database · 2023
- Retirement age (men) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Average annual salary — OECD Average annual wages · 2025
- House price growth since 2015 — Eurostat House Price Index (prc_hpi_q) · 2026-Q1
- Take-home pay — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- GDP growth — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Currency — Currency strength vs USD (own calculation from ECB reference-rate snapshots) · 2026-09-07
What changed
| 7 Sept 2026 | Currency vs USD (1y) | -0.72 → -0.71 |
| 6 Sept 2026 | Government debt per person (USD) | 40805 → 38782 |
| 6 Sept 2026 | Government debt (% of GDP) | 105.639074777338 → 100.4 |
| 6 Sept 2026 | Currency vs USD (1y) | -0.24 → -0.72 |
| 5 Sept 2026 | Currency vs USD (1y) | -0.6 → -0.24 |
| 4 Sept 2026 | Currency vs USD (1y) | -0.45 → -0.6 |
| 3 Sept 2026 | Currency vs USD (1y) | -0.9 → -0.45 |
| 3 Sept 2026 | Petrol (Euro-super 95) per litre | 1.724 → 1.732 |
| 2 Sept 2026 | Currency vs USD (1y) | -0.52 → -0.9 |
| 1 Sept 2026 | Currency vs USD (1y) | -0.44 → -0.52 |
| 31 Aug 2026 | Currency vs USD (1y) | -0.41 → -0.44 |
| 30 Aug 2026 | Currency vs USD (1y) | -0.21 → -0.41 |
| 29 Aug 2026 | Currency vs USD (1y) | 0.56 → -0.21 |
| 28 Aug 2026 | Currency vs USD (1y) | 0.12 → 0.56 |
| 27 Aug 2026 | Currency vs USD (1y) | -0.27 → 0.12 |
| 27 Aug 2026 | Petrol (Euro-super 95) per litre | 1.705 → 1.724 |
| 26 Aug 2026 | Currency vs USD (1y) | 0.62 → -0.27 |
| 25 Aug 2026 | Currency vs USD (1y) | 0.64 → 0.62 |
| 23 Aug 2026 | Currency vs USD (1y) | 0.37 → 0.64 |
| 22 Aug 2026 | Currency vs USD (1y) | -0.02 → 0.37 |