Fiatmap

New Zealand vs United States

Field by field, official sources only. Green wins the row, red loses it — grey rows lack a published value on one side.

New Zealand takes work & income and housing & living — widest margin: debt per person ($27,126 vs $111,993). United States takes cost of money and macro — widest margin: real policy rate (0.92 % vs -0.09 %). In this type case — a single average earner comparing published official figures — the categories are not summed: a mortgage rate and a GDP figure do not weigh the same.

Side by side

FieldNew ZealandUnited States
Mortgage rate—7.32 %
Inflation2.84 %2.95 %
Real policy rate-0.09 %0.92 %
Lending rate—3.25 %
Deposit rate3.95 %—
Savings vs inflation1.11 %—
Bank spread——
Take-home pay$48,221 PPP$65,829 PPP
Tax on pay20.81 %24.31 %
House price growth since 2015—337.3
House price growth-3.72 %-2.60 %
Rent——
Petrol——
Electricity——
Tax wedge20.81 %29.98 %
Minimum wage—€1,103/mo
Minimum wage (PPP)$2,673 PPP/mo$1,257 PPP/mo
Retirement age (men)65 years66.7 years
Retirement age (women)65 years66.7 years
Average salary$60,896 PPP$86,977 PPP
Monthly earnings$4,064 PPP/mo$6,273 PPP/mo
Median earnings—$4,481 PPP/mo
Median income$38,320 PPP$49,885 PPP
Price level86 % of US prices100 % of US prices
VAT——
Corporate tax28.00 %21.00 %
Top income tax39.00 %43.65 %
Public holidays11 days10 days
Currency-1.05 %0.00 %
Money's value53.20 %54.90 %
GDP growth0.46 %2.16 %
GDP/capita$49,591$90,027
Unemployment5.08 %4.20 %
Government debt54.70 %124.40 %
Debt per person$27,126$111,993

Who is better off, field by field

By category

Cost of money

United States

2 of 3 decided fields

Work & income

New Zealand

7 of 11 decided fields

Housing & living

New Zealand

2 of 2 decided fields

Macro

United States

5 of 7 decided fields

Open in the comparison tool (shared fields only) →

Rows without colour lack a published value on one side — Fiatmap never fills gaps with guesses. Full profiles: New Zealand · United States

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