Real rates in Japan
Japan's real rates is -2.17 % — #42 of 42 countries on the atlas (higher is better). Period 2026-06.
-2.17 %
Checked 25 Jul 2026
Source: Fiatmap derived metrics (own calculation from separately sourced components)
Negative: cash in Japan loses 2.2 pp of purchasing power a year even in the bank.
Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.
Real rates nearby: Romania -0.69 % · Netherlands -1.01 %
How to read this figure
Our own calculation: the central bank policy rate minus annual CPI inflation. It answers one question — does parked money beat rising prices? Both components are separately sourced official figures, and we never compute it when either leg is missing.