Cost of moneyBosnia and Herzegovina
Bank spread in Bosnia and Herzegovina
How much does the banking system take between savers and borrowers?
Bosnia and Herzegovina's bank spread is 2.21 % — #3 of 62 countries on the atlas (lower is better). Period 2025.
2.21%
Source: Fiatmap derived metrics (own calculation from separately sourced components)
Banks in Bosnia and Herzegovina keep about 2.2 pp between what they pay savers and what they charge borrowers.
Among 62 countries
- Rank
- #3 of 62
- lower is better
- Ranked behind
- 95 %
- 59 of 62 countries
In Europe: #1 of 12vs median 5.33 %: −3.13 pp (better)
The bank's cut, drawn
The neighbourhood
| # | Country | Bank spread | vs Bosnia and Herzegovina |
|---|---|---|---|
| 1 | Qatar | 0.07 % | −2.14 pp |
| 2 | South Korea | 1.46 % | −0.75 pp |
| 3 | Bosnia and Herzegovina | 2.21 % | — |
| 4 | Hungary | 2.30 % | +0.09 pp |
| 5 | Malaysia | 2.40 % | +0.19 pp |
Lending rate minus deposit rate — what the banking system keeps between savers and borrowers. Our calculation from two IMF-harmonised series.
How to read this figure
Our own calculation: the bank lending rate minus the bank deposit rate, both IMF-harmonised. It is a rough measure of what the banking system takes between savers and borrowers — wide spreads often mean thin competition or high risk premiums. The underlying loan and deposit mixes differ by country, so treat close values as similar rather than identical.