Cost of moneyChile
Real policy rate in Chile
Does money at the central bank’s rate actually beat inflation?
Chile's real policy rate is 0.29 % — #29 of 53 countries on the atlas (higher is better). Period 2026-08.
0.29%
Source: Fiatmap derived metrics (own calculation from separately sourced components)
Positive: money in the bank in Chile currently grows 0.3 pp faster than prices.
Among 53 countries
- Rank
- #29 of 53
- higher is better
- Ranked behind
- 45 %
- 24 of 53 countries
vs median 0.63 %: −0.34 pp (worse)
The neighbourhood
| # | Country | Real policy rate | vs Chile |
|---|---|---|---|
| 27 | South Korea | 0.63 % | +0.34 pp |
| 28 | Israel | 0.46 % | +0.17 pp |
| 29 | Chile | 0.29 % | — |
| 30 | Canada | 0.18 % | −0.11 pp |
| 31 | Germany | 0.08 % | −0.21 pp |
Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.
How to read this figure
Our own calculation: the central bank policy rate minus annual CPI inflation. It answers one question — does parked money beat rising prices? Both components are separately sourced official figures, and we never compute it when either leg is missing.