Fiatmap

Cost of moneySouth Korea

Real policy rate in South Korea

Does money at the central bank’s rate actually beat inflation?

South Korea's real policy rate is 0.63 % — #27 of 53 countries on the atlas (higher is better). Period 2026-07.

0.63%

Checked 8 Sept 2026Period 2026-07

Source: Fiatmap derived metrics (own calculation from separately sourced components)

Positive: money in the bank in South Korea currently grows 0.6 pp faster than prices.

Among 53 countries

2 of 53 countries between -2.17 % and -1.86 %1 of 53 countries between -1.86 % and -1.55 %3 of 53 countries between -1.55 % and -1.24 %1 of 53 countries between -1.24 % and -0.93 %1 of 53 countries between -0.93 % and -0.62 %3 of 53 countries between -0.62 % and -0.31 %10 of 53 countries between -0.31 % and 0.00 %4 of 53 countries between 0.00 % and 0.31 %1 of 53 countries between 0.31 % and 0.62 %3 of 53 countries between 0.62 % and 0.93 %4 of 53 countries between 0.93 % and 1.24 %6 of 53 countries between 1.24 % and 1.56 %3 of 53 countries between 1.87 % and 2.18 %3 of 53 countries between 2.49 % and 2.80 %2 of 53 countries between 2.80 % and 3.11 %1 of 53 countries between 3.11 % and 3.42 %2 of 53 countries between 3.73 % and 4.04 %3 of 53 countries between 4.97 % and 5.28 %median 0.63 %South Korea: ahead of 49 % of the 53 countries with a published real policy rateSouth Korea 0.63 %-2.17 %5.28 %
Half of all 53 countries sit between -0.15 % and 1.91 %. South Korea is ahead of 49 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.
Rank
#27 of 53
higher is better
Ranked behind
49 %
26 of 53 countries
Latest move
▲ 0.25 pp
since June 2026

In Asia: #10 of 12vs median 0.63 %: −0.00 pp (worse)

The neighbourhood

#CountryReal policy ratevs South Korea
25 Italy0.72 %+0.09 pp
26 United States0.67 %+0.04 pp
27 South Korea0.63 %—
28 Israel0.46 %−0.17 pp
29 Chile0.29 %−0.34 pp

Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.

How to read this figure

Our own calculation: the central bank policy rate minus annual CPI inflation. It answers one question — does parked money beat rising prices? Both components are separately sourced official figures, and we never compute it when either leg is missing.

Next, about South Korea

Inflation rateLending rate
Real policy rate, all countries ranked →Compare South Korea with another country →Everything about South Korea →Methodology →
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