Fiatmap

Cost of moneyCzech Republic

Real policy rate in Czech Republic

Does money at the central bank’s rate actually beat inflation?

Czech Republic's real policy rate is 1.29 % — #20 of 53 countries on the atlas (higher is better). Period 2026-08.

1.29%

Checked 8 Sept 2026Period 2026-08

Source: Fiatmap derived metrics (own calculation from separately sourced components)

Positive: money in the bank in Czech Republic currently grows 1.3 pp faster than prices.

Among 53 countries

2 of 53 countries between -2.17 % and -1.86 %1 of 53 countries between -1.86 % and -1.55 %3 of 53 countries between -1.55 % and -1.24 %1 of 53 countries between -1.24 % and -0.93 %1 of 53 countries between -0.93 % and -0.62 %3 of 53 countries between -0.62 % and -0.31 %10 of 53 countries between -0.31 % and 0.00 %4 of 53 countries between 0.00 % and 0.31 %1 of 53 countries between 0.31 % and 0.62 %3 of 53 countries between 0.62 % and 0.93 %4 of 53 countries between 0.93 % and 1.24 %6 of 53 countries between 1.24 % and 1.56 %3 of 53 countries between 1.87 % and 2.18 %3 of 53 countries between 2.49 % and 2.80 %2 of 53 countries between 2.80 % and 3.11 %1 of 53 countries between 3.11 % and 3.42 %2 of 53 countries between 3.73 % and 4.04 %3 of 53 countries between 4.97 % and 5.28 %median 0.63 %Czech Republic: ahead of 62 % of the 53 countries with a published real policy rateCzech Republic 1.29 %-2.17 %5.28 %
Half of all 53 countries sit between -0.15 % and 1.91 %. Czech Republic is ahead of 62 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.
Rank
#20 of 53
higher is better
Ranked behind
62 %
33 of 53 countries

In Europe: #6 of 30vs median 0.63 %: +0.66 pp (better)

The neighbourhood

#CountryReal policy ratevs Czech Republic
18 Hungary1.34 %+0.05 pp
19 France1.31 %+0.02 pp
20 Czech Republic1.29 %—
21 Norway1.19 %−0.10 pp
22 Kuwait1.14 %−0.15 pp

Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.

How to read this figure

Our own calculation: the central bank policy rate minus annual CPI inflation. It answers one question — does parked money beat rising prices? Both components are separately sourced official figures, and we never compute it when either leg is missing.

Next, about Czech Republic

Inflation rateLending rate
Real policy rate, all countries ranked →Compare Czech Republic with another country →Everything about Czech Republic →Methodology →
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