EUR
Finland
Finland's house price growth since 2015 is 97.5, the lowest of 29. And its average monthly salary is $6,356 PPP/mo, ranked 7th of 93.
Of 27 fields published for Finland, these two sit furthest from the middle of the atlas.
Is it expensive, or does the pay keep up?
Price level
85 % of US prices
Average monthly salary
$6,356 PPP/mo
The average employee in Finland earns about $6,356 a month before tax, measured in dollars adjusted for what they buy locally.
Average annual salary
$63,053 PPP
Money's value
64.50 %
100 saved in Finland in 2000 buys what 65 buys today — 36 % of its purchasing power is gone.
What is left after the state takes its share?
Tax on pay
30.71 %
Of every $100 of gross pay at the average wage in Finland, about $31 goes to income tax and employee social contributions.
Average monthly salary
$6,356 PPP/mo
The average employee in Finland earns about $6,356 a month before tax, measured in dollars adjusted for what they buy locally.
Take-home pay
$43,689 PPP
The average job in Finland pays about $43,689 a year (PPP) after income tax and the employee's social contributions.
What does borrowing actually cost here?
Mortgage rates
3.24 %
On a €300,000 loan over 25 years, 3.24 % works out to roughly €1,460 a month.
House price growth
-2.56 %
Real house prices in Finland fell 2.6 % over the past year, adjusted for inflation.
House price growth since 2015
97.5
House prices in Finland are about 3 % lower than in 2015. That is the change, not the price: an expensive country can still show a fall.
Does money in the bank keep its value?
Inflation rate
0.34 %
At 0.3 % a year, prices double in about 212 years if it holds.
Price level
85 % of US prices
ranked 111th of 125
Where Finland sits, field by field
Each dot is Finland’s position among every country that publishes that field. Sorted by distance from the middle, so what is unusual about the country comes first.
- House price growth since 201597.51 of 29
- Average monthly salary$6,356 PPP/mo7 of 93
- Money's value64.50 %9 of 116
- Debt per person$49,635115 of 124
- Petrol€2.33/l25 of 27
- GDP growth0.17 %117 of 127
- Median salary$5,547 PPP/mo8 of 79
- Price level85 % of US prices111 of 125
- House price growth-2.56 %8 of 54
- GDP per capita$56,14919 of 127
- Unemployment rate9.46 %104 of 124
- Public holidays15 days20 of 104
- Government debt88.40 %102 of 125
- Tax on pay30.71 %29 of 37
- Top income tax51.79 %29 of 37
- Tax wedge42.48 %28 of 36
- Real policy rate2.16 %14 of 53
- Mortgage rates3.24 %8 of 25
- Median income$40,358 PPP13 of 42
- Inflation rate0.34 %82 of 126
- Corporate tax20.00 %35 of 96
- Retirement age (women)65 years31 of 49
- Average annual salary$63,053 PPP15 of 37
- Retirement age (men)65 years21 of 49
- Currency-3.25 %40 of 71
- Take-home pay$43,689 PPP19 of 37
- Electricity price€0.227/kWh17 of 33
- Cost of money
- Work & income
- Housing & living
- Macro
The money journey · average earner
Financially nearest · computed, not curated
France
avg gap 12.1 pp · 27 shared fields
Most separates them: public holidays — 15 days (Finland) vs 11 days
Italy
avg gap 15.7 pp · 27 shared fields
Most separates them: house price growth — -2.56 % (Finland) vs 3.76 %
Sweden
avg gap 17.1 pp · 27 shared fields
Most separates them: petrol — €2.33/l (Finland) vs €1.64/l
Belgium
avg gap 17.7 pp · 27 shared fields
Most separates them: real policy rate — 2.16 % (Finland) vs 0.03 %
| House price growth | -2.56 % | ranked 8th of 54 | |
| GDP per capita | $56,149 | ranked 19th of 127 | |
| Unemployment rate | 9.46 % | ranked 104th of 124 | |
| Public holidays | 15 days | ranked 20th of 104 | |
| Government debt | 88.40 % | ranked 102nd of 125 | |
| Tax on pay | 30.71 % | ranked 29th of 37 | |
| Top income tax | 51.79 % | ranked 29th of 37 | |
| Tax wedge | 42.48 % | ranked 28th of 36 | |
| Real policy rate | 2.16 % | ranked 14th of 53 | |
| Mortgage rates | 3.24 % | ranked 8th of 25 | |
| Median income | $40,358 PPP | ranked 13th of 42 | |
| Inflation rate | 0.34 % | ranked 82nd of 126 | |
| Corporate tax | 20.00 % | ranked 35th of 96 | |
| Retirement age (women) | 65 years | ranked 31st of 49 | |
| Average annual salary | $63,053 PPP | ranked 15th of 37 | |
| Retirement age (men) | 65 years | ranked 21st of 49 | |
| Currency | -3.25 % | ranked 40th of 71 | |
| Take-home pay | $43,689 PPP | ranked 19th of 37 | |
| Electricity price | €0.227/kWh | ranked 17th of 33 |
✓ 27 fields published for Finland, every one dated and sourced · 8 not published yet
Awaiting an official source for Finland: lending rate, deposit rate, savings vs inflation, bank spread, rent, minimum wage, minimum wage (ppp), vat.
Sources for all 27 figures
- House price growth since 2015 — Eurostat House Price Index (prc_hpi_q) · 2026-Q2
- Average monthly salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Money's value — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Debt per person — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Petrol — EU Oil Bulletin (European Commission, weekly fuel prices) · 2026-10-19
- GDP growth — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Median salary — ILO monthly earnings of employees (EAR_EMTA mean + EAR_EMTM median) · 2025
- Price level — World Bank PPP conversion factor ÷ official exchange rate (PA.NUS.PPP, PA.NUS.FCRF) · 2025
- House price growth — BIS residential property prices · 2026-Q1
- GDP per capita — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Unemployment rate — World Bank open data (GDP growth, GDP/capita, unemployment, government debt) · 2025
- Public holidays — Public holiday calendar (Nager.Date) · 2026
- Government debt — IMF World Economic Outlook (general government gross debt, % of GDP) · 2025
- Tax on pay — OECD Taxing Wages + OECD Tax Database · 2025
- Top income tax — OECD Personal Income Tax rates · 2025
- Tax wedge — OECD Taxing Wages + OECD Tax Database · 2025
- Real policy rate — Fiatmap derived metrics (own calculation from separately sourced components) · 2026-09
- Mortgage rates — ECB Data Portal, MIR statistics · 2026-08
- Median income — OECD Income Distribution Database · 2024
- Inflation rate — Annual CPI inflation (shared satsatlas data engine: World Bank + Eurostat + SSB) · 2025
- Corporate tax — OECD Corporate Tax Statistics · 2026
- Retirement age (women) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Average annual salary — OECD Average annual wages · 2025
- Retirement age (men) — OECD Pensions at a Glance — current normal retirement age (DF_DPS, CRPLF22) · 2024
- Currency — Currency strength vs USD (own calculation from ECB reference-rate snapshots) · 2026-10-23
- Take-home pay — Fiatmap derived metrics (own calculation from separately sourced components) · 2025
- Electricity price — Eurostat household energy prices (nrg_pc_204 / nrg_pc_202) · 2026-S1
What changed
| 24 Oct 2026 | Currency vs USD (1y) | -3.06 → -3.25 |
| 23 Oct 2026 | Currency vs USD (1y) | -3.28 → -3.06 |
| 22 Oct 2026 | Currency vs USD (1y) | -3.76 → -3.28 |
| 22 Oct 2026 | Petrol (Euro-super 95) per litre | 2.319 → 2.327 |
| 21 Oct 2026 | Currency vs USD (1y) | -3.9 → -3.76 |
| 20 Oct 2026 | Currency vs USD (1y) | -3.77 → -3.9 |
| 19 Oct 2026 | Currency vs USD (1y) | -3.76 → -3.77 |
| 18 Oct 2026 | Currency vs USD (1y) | -3.72 → -3.76 |
| 17 Oct 2026 | Currency vs USD (1y) | -3.8 → -3.72 |
| 16 Oct 2026 | Currency vs USD (1y) | -3.12 → -3.8 |
| 15 Oct 2026 | Currency vs USD (1y) | -3.44 → -3.12 |
| 15 Oct 2026 | Petrol (Euro-super 95) per litre | 2.37 → 2.319 |
| 14 Oct 2026 | Currency vs USD (1y) | -3.16 → -3.44 |
| 13 Oct 2026 | Currency vs USD (1y) | -3.14 → -3.16 |
| 13 Oct 2026 | Government debt per person (USD) | 50141 → 49635 |
| 13 Oct 2026 | Government debt (% of GDP) | 89.3 → 88.4 |
| 12 Oct 2026 | Currency vs USD (1y) | -3.13 → -3.14 |
| 11 Oct 2026 | Currency vs USD (1y) | -3.47 → -3.13 |
| 10 Oct 2026 | Currency vs USD (1y) | -3.68 → -3.47 |
| 10 Oct 2026 | Real interest rate (policy − CPI) | 1.91 → 2.16 |