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Cost of moneyRomania

Deposit rate in Romania

What does parked money earn there?

Romania's deposit rate is 5.23 % — #34 of 70 countries on the atlas (higher is better). Period 2025.

5.23%

Checked 9 Sept 2026Period 2025

Source: IMF International Financial Statistics

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Romania: ahead of 51 % of the 70 countries with a published deposit rateRomania 5.23 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Romania is ahead of 51 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.
Rank
#34 of 70
higher is better
Ranked behind
51 %
36 of 70 countries

In Europe: #5 of 12vs median 4.96 %: +0.27 pp (better)

The neighbourhood

#CountryDeposit ratevs Romania
32 Namibia5.38 %+0.15 pp
33 Ecuador5.30 %+0.07 pp
34 Romania5.23 %—
35 Guatemala5.11 %−0.12 pp
36 Peru4.82 %−0.41 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Romania

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Romania with another country →Everything about Romania →
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