Cost of moneyThailand
Real policy rate in Thailand
Does money at the central bank’s rate actually beat inflation?
Thailand's real policy rate is 1.13 % — #23 of 53 countries on the atlas (higher is better). Period 2026-07.
1.13%
Source: Fiatmap derived metrics (own calculation from separately sourced components)
Positive: money in the bank in Thailand currently grows 1.1 pp faster than prices.
Among 53 countries
- Rank
- #23 of 53
- higher is better
- Ranked behind
- 57 %
- 30 of 53 countries
In Asia: #9 of 12vs median 0.63 %: +0.50 pp (better)
The neighbourhood
| # | Country | Real policy rate | vs Thailand |
|---|---|---|---|
| 21 | Norway | 1.19 % | +0.06 pp |
| 22 | Kuwait | 1.14 % | +0.01 pp |
| 23 | Thailand | 1.13 % | — |
| 24 | Sweden | 1.07 % | −0.06 pp |
| 25 | Italy | 0.72 % | −0.41 pp |
Policy rate minus annual CPI inflation — positive means money in the bank beats inflation. Our calculation from separately sourced components.
How to read this figure
Our own calculation: the central bank policy rate minus annual CPI inflation. It answers one question — does parked money beat rising prices? Both components are separately sourced official figures, and we never compute it when either leg is missing.